Building Bridges

for real relationships with God and one another

The campus of First Baptist Church Huntersville is home to more than 68,000 square feet of brick, steel, glass, and mortar. Since 1928, the congregation of First Baptist Church has built and maintained the current facilities that house worship, discipleship, and outreach for a struggling community. Each project was an answer to God’s call.

The facilities play a key role in the life of our church.

Each one of these bricks, each span of steel, and every pane of glass represents bridges built to reach a lost and struggling community. Bridges that bring dignity, diversity, and joy to people through the love of our Savior. Bridges that represent real relationships with God and one another.

God has called First Baptist Church of Huntersville to honor a legacy of generosity, worship, and service with a fresh vision. He is challenging each of us to “connect our community for real relationship with God and with one another by removing the walls that divide us and building bridges that connect us as one human family, each person created in the image of God.”

The best part is that God’s promise of provision is endless:

“Bring all the tithes into the storehouse,
That there may be food in My house,
And try Me now in this,”
Says the Lord of hosts,
“If I will not open for you the windows of heaven
And pour out for you such blessing
That there will not be room enough to receive it.
 — Malachi 3:10

Built in 2007, the Discipleship Center is the site of our grade school children’s classrooms, youth ministry, adult Bible studies, Latino worship service, and fellowship events, as well as countless ministries that impact the community such as World Hunger, DNow, Bible Study Fellowship, and more.

It’s been a blessing to our church and community for more than a decade.

However, despite enjoying its benefits, we haven’t finished meeting our obligations. About $135,000 per year goes toward the minimum principal and interest payments on the Discipleship Center loan. Over the years, members have given millions of dollars to help reduce the debt which now stands at about $1.2 million.

If we continue at this rate, our loan will be paid off in 2033. That’s 14 more years a struggling community will get less of the help and support it needs. That’s 14 more years of reduced resources for discipleship, worship, and ministry within our church family.

What can we do to make better use of tithes and offerings?

The more we pay down the debt before June 30, 2020, the less the refinance fees and interest costs will be on the new loan. The Stewardship Committee is working diligently and exploring all options to make sure that the church gets the best possible loan agreement from the banks.

You can have an impact on the Kingdom of God.

Through your generous gifts above normal tithes and offerings, you can play a critical role in advancing the Kingdom of God by eliminating the debt and providing much-needed repairs and renovations.  Make a generous gift, pledge and commit to monthly payments, give as you can – however you are able – you can have an impact.

God has given our church the vision to “connect our community for real relationship with God and with one another … by removing the walls that divide us and building bridges that connect us as one human family, each person created in the image of God.” Will you join us in clearing the financial way so that as a congregation, we can respond fully in obedience to God’s vision for our church and community?


Much like our church family, modern suspension bridges carry enormous amounts of weight, weather storms, and connect people. The three most critical elements of a bridge are its towers that provide the foundation, its cables that distribute the weight, and its anchorage that keeps the cables in place. The three pledge levels honor all three critical elements and allow you to give as you are able.

1. Prayerfully consider what God wants you to do. For a gift of $99 (Tower Pledge), $199 (Cable Pledge), or $299 (Anchorage Pledge) a month for three years, you and your loved ones can have a direct impact on the Kingdom of God as modeled here at First Baptist Church.
2. Prayerfully consider how you can use your time, talent, and resources to participate in the fundraising opportunities that are a part of this movement.
3. Consider too how you can support this endeavor through prayer, encouragement, and presence.

How to set up a pledge online:
1. Sign in to your Realm account on your Realm-Connect app or your computer at
2. Click Giving on the Main Menu
3. Click +Pledge or Make a Pledge, enter your pledge information and frequency, and Save. You will receive an email once you have fulfilled your pledge.
How to track your pledges online:
1. Sign in to your Realm account on your Realm-Connect app or your computer at
2. Click Giving on the Main Menu
3. Click the Pledge tab and you will see your pledge and giving history.


Breaking Bread & Building Bridges

Local restaurants are providing opportunities to donate a percentage of their revenue to the Building Fund.  Let them know FBCH sent you by writing on your check out ticket “Thanks from FBCH!”

First Monday of Every Month:

La Unica is located at 16203 Northcross Dr, in Huntersville not far from Outback Steakhouse.  On the first Monday of every month eat Mexican food and earn 10% of that whole day’s proceeds to go toward eliminating the debt. Dine in and carry out available.

Be sure to write on your ticket “Thanks from FBCH!”

Second Monday of Every Month:

City BBQ is located at 15425 Hodges Circle in Huntersville in the EarthFare Shopping Center.  On the second Monday of every month eat BBQ and 25% of your ticket goes toward eliminating the debt. Dine in and carry out available.

Be sure to write on your ticket “Thanks from FBCH!”

Third Monday of Every Month:

Johnny Brusco’s NY Pizza is located at 9900 Poplar Tent Rd., Suite 170 in Concord in the Harris Teeter Shopping Center.  On the third Monday of every month eat pizza and 10% of that day’s proceeds goes toward eliminating the debt. Dine in and carry out available.

Be sure to write on your ticket “Thanks from FBCH!”

Sharing Love & Building Bridges

For our Building Bridges celebration dinner Saturday, Feb 15th, 2020 any time between 5 to 8 p.m. in the Family Life Center share love by giving $7 tickets to a pasta dinner to someone you know. This example of generosity will be held every year for three years as a reminder of our spirit and commitment to this capital campaign.

Thinking of a family you haven’t talked to in awhile?  An old friend?  A new acquaintance?  Coworkers?  Someone in our faith community that could use a boost?  Buy them dinner and share Christian love.

Working Together & Building Bridges

Fundraising opportunities will be an integral part of our campaign and everyone will have a chance to pitch in and help. Watch for ways you can become involved. All fundraising ideas must be approved by the Capital Campaign Steering Committee.

Some facts about the obligation on the Discipleship Center:
• loan balance at the end of 2018 was $1,271,708
• interest rate is 3.75%
• Each year we are required to pay interest plus $85,000 in principal
• The total loan is due on June 30, 2020
• We may prepay the loan or a portion of the loan without penalty
There are different factors come into play regarding our current loan obligation on the Discipleship Center. The biggest impact will happen in June of 2020 when we must refinance the loan. We know from talking to banks that the interest rate will go up and we will have refinancing costs of ½% to 1% of the amount of loan.

If our refinanced loan is another balloon loan, then we would need to refinance 2 or 3 more times to retire the debt. The new interest rate could be 5.5% or higher and our refinance fees could be $6,000 to $12,000 each time we refinance. Using the 5.5% interest rate, our interest payments for the following 12 months would go from approximately $45,000 to $65,000. This is an increase of over $20,000 just because of the interest rate increase. Also, under this structure it would take 14 more years to pay off the loan. The refinance costs and interest rate will vary depending on market conditions and the amount of the loan at the time of refinance, but it could easily cost hundreds of thousands of dollars to carry on as we are.

You can have an impact that ripples through eternity.

Building Bridges Pledge Campaign Off to a Great Start

On Consecration Sunday 72 households made a commitment of $365,896 to eliminate debt and help free resources to use for our church and community.  It is never too late to make a commitment to this purpose.  Pledge cards are available in the sanctuary and can be placed...

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What is a Building Bridges Pledge?

A Pledge is your commitment to make a financial gift that supports the goal of First Baptist Church to eliminate debt and use those resources to provide ministry to the community in the name of Jesus.   Pledging is an important spiritual practice enabling us to grow...

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Scholarship Applications Due March 1st, 2019

Complete and return your college scholarship application by March 1st.  You can mail it to: Vickie Ward, c/o First Baptist Church Huntersville, 119 N. Old Statesville Rd., Huntersville, NC 28078 or email it to her at We have been generously endowed by...

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How do you turn into these smiles?

AmazonSmile is a website operated by Amazon with the same products, prices, and shopping features as The difference is that when you shop on AmazonSmile, the AmazonSmile Foundation will donate 0.5% of the purchase price of eligible products to the...

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Employer Matching Can Expand Your Giving

Many employers will help you extend your giving by matching some of your contributions. In fact, big local employers like Bank of America, Wells Fargo, AT&T, Duke Energy, and more offer this program for some of their employees. It can’t hurt to check with your...

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Investments in the Kingdom

In delivering the commencement speech at Dillard University, award-winning actor Denzel Washington told the college graduates to put God first in everything they do, adding that “You have never seen a U-Haul behind a hearse.” The Apostle Paul put it this way “But...

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